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Notice:Due to strong demand, please reply to the message or our call, otherwise the application will be automatically voided.

Your Trusted Source for Personal and Business Financing Solutions with Rates as Low as

3% - 7%

*For Malaysian Only!

Why Choose Online Credit Community

Choose the Future of Financing: JCL Capitals’ Online Credit Community. Where Expertise Meets Support, and Your Financial Goals Find Their Perfect Partner.

Loan Amount6 Months9 Months12 Months18 Months24 Months36 Months48 Months
RM5,000 RM840.64 RM562.52 RM423.47 RM284.42 RM214.91 - -
RM10,000 RM1,681.28 RM1,125.05 RM846.94 RM568.84 RM429.81 RM290.81 RM221.34
RM50,000 RM8,406.40 RM5,625.23 RM4,234.68 RM2,844.22 RM2,149.06 RM1,454.06 RM1,106.72
RM100,000 RM16,812.80 RM11,250.46 RM8,469.37 RM5,688.43 RM4,298.12 RM2,908.12 RM2,213.43
RM300,000 RM50,438.41 RM303,762.48 RM25,408.11 RM17,065.30 RM12,894.36 RM8,724.36 RM6,640.30
RM500,000 RM84,064.02 RM56,252.31 RM42,346.85 RM28,442.17 RM21,490.61 RM14,540.60 RM11,067.16

Higher Loan Limit

Experience a wide range of borrowing possibilities, from RM1,000 to RM1,000,000, tailored to accommodate diverse financial needs.

Exceptional Customer Service

Experience unparalleled care with JCL Capitals’ exceptional customer service. Your financial well-being is our priority.

Fast Processing Time

We will credit to loan to your bank account upon the application is approve within 24 hours

No Hidden Fee

We won’t charge our clients with deposit or processing fee for any loan application.

90% Approve Rate

Turn Your Plans into Reality with a 90% Approval Rate from JCL Capitals. Your Financial Ambitions, Our Green Light.

3% Lowest Interest Rate

Experience the advantage of interest rates ranging from 3%, ensuring your financial solutions are both cost-effective and value-driven.

Loan Options Customized Especially for You

Personal Loan

Discover Our Personal Loans. Whether it’s a much-needed vacation, home transformation, or medical expenses, we offer top-tier solutions. With custom packages to lighten your load, whether for emergencies, bills, home projects, or entrepreneurial dreams, count on us. Malaysians seeking swift cash support can rely on us. If financial stress grips you, your family, or your company, rest assured, we’re your ultimate destination for financial liberation.

Business Loan

Whether you’re expanding your operations, purchasing equipment, or boosting working capital, our customizable loan packages are designed to fuel your growth. With competitive interest rates and flexible repayment options, we’re your partner in turning business ambitions into realities. Backed by over a decade of industry expertise, we understand the unique challenges of businesses in KL Selangor, making us your go-to source for reliable financial support. Let us be the catalyst for your business success.

Document Required

Business Loan

Personal Loan

Notice:Due to strong demand, please reply to the message or our call, otherwise the application will be automatically voided.

Payback Term

Minimum duration of payment: 3 months.
Maximum repayment period: 36 months.
*Payment period is negotiable.
Max. Annual Percentage Rate (APR) is


3 – 7%


For more information on the current rate please contact us.
There are no hidden costs or fees.

Simple step to get approval and loan

Step 1

Get quote with whatsapp or form

Choose the best way to enquiry with our expert.

Step 2

Processing your Application

We will process your application as quickly as we can and will let you know immediately when it has been approval pass.

Step 3

Get your Loan

Within 10 minutes to receive your cash via bank transfer after approval.

Step 4

Enjoy your loan

JCL-Capitals_logo_White

Company Address:

Level 5, Sunway Visio Tower, Lingkaran SV2, Sunway Velocity, 55100 Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur

jclcapitals@gmail.com

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× Min Income RM3,000 to apply.